Our travel credit card roster

Feb 23, 2026 7 min reading time

Credit card strategy

Spending

As budget non-luxe travellers, we're often looking to stretch every dollar. We use simple, low-fee cards that remove FX (foreign exchange) fees and keep everyday purchases cheap. Added bonus, we rarely need to take out cash.

Insurance

Travel presents big health risks if things go sideways. Credit cards can be a great way get extended health and travel insurance without paying directly for travel insurance. Ideally, look for cards that cover trips over 30 days.

Points

If we’re spending anyway, we might as well get some benefits from it. Choose a rewards program that you will use often and lean into it. Make all your big purchases on this card and watch the points start to pile up.

Our travel credit cards

Although these digital nomad credit cards are specifically for Canadians, our general credit card strategy of finding the best options for spending, insurance, and rewards can be applied anywhere.

Digital nomad debit mastercard from Wealthsimple is perfect for Canadian travellers offering no foreign exchange fees (No Fx fees) while travelling.

For spending

We're big fans of Wealthsimple. We've informally ditched our traditional banks and use Wealthsimple for everything. Plus, their No FX fee pre-loaded Mastercard is perfect for travellers.

Get $25 Free

Digital nomad travel insurance credit card for Canadians. National Bank World Elite Mastercard offering 60 days of coverage for travellers. Health and travel insurance.

For insurance

Most credit cards provide travel insurance for trips less than ~15 days. Not this card. The National Bank World Elite Mastercard provides comprehensive insurance on trips up to 60 days.

Learn more

Digital nomad Canadians travel points with valuable welcome offers. Air Canada Aeroplan TD Infinite Visa Credit Card is perfect for travellers and nomads.

For points

We love a Welcome Offer and Aeroplan often delivers a good one. We're fans of Air Canada-related rewards because they offer the most convenient flights for our common destinations (🇨🇦 🇧🇧 🇬🇧)

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Wrap it up!

We've come to find that working remotely can be just as difficult as it is rewarding. In between the vibey cafe and free flowing creative days are stretches of working from your bed, your couch, the bus, or anywhere else you have 15+ minutes to pull your computer out.

Being prepared to work efficiently when nomad life permits is integral to getting even any work done. We're quite proud of the remote office setup we've put together and hope it's helped yours too.